The health care sector is already changing with the enactment of the Affordable Care Act from 2010. This Act includes expanded coverage for Americans including young adults, lower cost of drugs, removal of lifetime limits on insurance coverage, premium rebates, and preventive free care access expansion, among others. The PPACA or Patient Protection and Affordable Care Act in 2014 will provide coverage to all Americans. Additionally, small employers under the new Act will have problems integrating defined benefit plans, if they are not…
