It’s no secret that health care costs are spiraling out of control, impacting companies and employees alike. The key is to find a compromising balance that is practical and palatable to all concerned. What most organizations have discovered is that one size does NOT fit all; health care plans need to be tailored to fit the individual worker. Therefore, many employers today are opting for tiered plans which offer a variety of choices to their employees, allowing each individual some input as to the extent, and cost, of his/her coverage.