The global and American economy are in bad shape right now, just about every asset class you invest your retirement superannuation fund into are getting smashed! Ask yourself these questions? Will you retire in 5 years or 30 years? Are you investing for the short or long term? Do you need one or multiple retirement plans? Will you use one or diversify into multiple asset classes? What investment experience do you have? Do you need a financial advisor or professional help? Can you make enough money given your time frame to retirement? The following 5 reasons to rollover a 401k to an IRA may help you answer these questions.